Assess whether a special-purpose program is well designed or a pretext

Situation

Exam-response coordinator in a mortgage company after a pricing-regression spike has one working extract — model-reason-code mapping that does not match notices — after an exception rate twice as high for one group after credit controls. Exam-response coordinator in a mortgage company after a pricing-regression spike has model-reason-code mapping that does not match notices after an exception rate twice as high for one group after credit controls. If that extract cannot support a special-purpose program is, the honest Fair Lending Examination and Notices output is hold.

Decision

Exam-response coordinator in a mortgage company after a pricing-regression spike must choose A special-purpose program is well designed / A pretext using model-reason-code mapping that does not match notices after an exception rate twice as high for one group after credit controls.

Hypotheses to test

• Model-reason-code mapping that does not match notices reads as A special-purpose program is well designed once an exception rate twice as high for one group after credit controls is lined up to the same Fair Lending population.
• Model-reason-code mapping that does not match notices is closer to A pretext after an exception rate twice as high for one group after credit controls; A special-purpose program is well designed would over-claim this Examination and Notices extract.
• A dual reading is still live in model-reason-code mapping that does not match notices for exam-response coordinator in a mortgage company after a pricing-regression spike.
• Model-reason-code mapping that does not match notices is missing the fact exam-response coordinator needs after an exception rate twice as high for one group after credit controls; stop this Fair Lending close.

Analysis required

• Flag any disparate-impact table exam-response coordinator cannot explain from model-reason-code mapping that does not match notices.
• Test a documented exception versus a pattern a mortgage company after a pricing-regression spike must defend.
• Match the adverse-action language to the facts in model-reason-code mapping that does not match notices.
• For this Fair Lending Examination and Notices file, read model-reason-code mapping that does not match notices against an exception rate twice as high for one group after credit controls and write the one fact that would move a special-purpose program is for exam-response coordinator.