Assess whether pollution coverage should be site-specific or blanket (77dbf4)

Situation

Pollution coverage should be sits with commercial property underwriter because a CAT model version change that doubles AAL hit a middle-market account hitting umbrella attachment. Evidence is product-liability claim frequency by SKU; write the Insurance Underwriting Specialty Liability option that extract can carry.

Decision

Commercial property underwriter in a middle-market account hitting umbrella attachment must choose Pollution coverage should be site-specific / Blanket using product-liability claim frequency by SKU after a CAT model version change that doubles AAL.

Hypotheses to test

• Product-liability claim frequency by SKU reads as Pollution coverage should be site-specific once a CAT model version change that doubles AAL is lined up to the same Insurance Underwriting population.
• Product-liability claim frequency by SKU is closer to Blanket after a CAT model version change that doubles AAL; Pollution coverage should be site-specific would over-claim this Specialty Liability extract.
• A dual reading is still live in product-liability claim frequency by SKU for commercial property underwriter in a middle-market account hitting umbrella attachment.
• Product-liability claim frequency by SKU is missing the fact commercial property underwriter needs after a CAT model version change that doubles AAL; stop this Insurance Underwriting close.

Analysis required

• Flag any accumulation fact product-liability claim frequency by SKU does not price.
• Compare treaty versus facultative treatment for the risk pollution coverage should be names.
• Check the submission completeness against a CAT model version change that doubles AAL.
• For this Insurance Underwriting Specialty Liability file, read product-liability claim frequency by SKU against a CAT model version change that doubles AAL and write the one fact that would move pollution coverage should be for commercial property underwriter.

Recommendation

Choose Pollution coverage should be site-specific / Blanket on this Insurance Underwriting / Specialty Liability packet (product-liability claim frequency by SKU after a CAT model version change that doubles AAL). Lead with the Insurance Underwriting option product-liability claim frequency by SKU can support after a CAT model version change that doubles AAL, then the two facts that force it, then the Monday action for commercial property underwriter in a middle-market account hitting umbrella attachment.