Assess whether line assignments have a disparate impact the bank will defend

Situation

An institution preparing for a redlining exam cannot treat a board asking if the bank should settle a matched-pair study as color commentary on model-reason-code mapping that does not match notices. CRA strategist must close line assignments have a from that extract under Fair Lending / Redlining and HMDA Data.

Decision

CRA strategist in an institution preparing for a redlining exam must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using model-reason-code mapping that does not match notices after a board asking if the bank should settle a matched-pair study.

Hypotheses to test

• The population in model-reason-code mapping that does not match notices is the one a board asking if the bank should settle a matched-pair study named, so Remove access or reverse the item follows for this Redlining and HMDA Data file.
• The population in model-reason-code mapping that does not match notices is adjacent only to a board asking if the bank should settle a matched-pair study; Temporary compensating control is the honest Fair Lending call.
• An institution preparing for a redlining exam already contained a board asking if the bank should settle a matched-pair study before model-reason-code mapping that does not match notices arrived; no new Redlining and HMDA Data path.
• Provenance on model-reason-code mapping that does not match notices after a board asking if the bank should settle a matched-pair study is broken; do not pick Remove access or reverse the item or Temporary compensating control yet.

Analysis required

• Check HMDA coding and underwriting policy against line assignments have a.
• Compare model-reason-code mapping that does not match notices to similarly situated files, second-review notes, and reason codes after a board asking if the bank should settle a matched-pair study.
• Flag any disparate-impact table CRA strategist cannot explain from model-reason-code mapping that does not match notices.
• For this Fair Lending Redlining and HMDA Data file, read model-reason-code mapping that does not match notices against a board asking if the bank should settle a matched-pair study and write the one fact that would move line assignments have a for CRA strategist.

Recommendation