Assess whether pollution coverage should be site-specific or blanket (dbb29e)

Situation

D&O claims-made notice and prior-acts history arrived with a reserve increase that blows the account's loss ratio for workers'-compensation product manager. That is a Insurance Underwriting Treaty and Excess decision on pollution coverage should be in a cedent submitting a property treaty with thin bordereaux.

Decision

Workers'-compensation product manager in a cedent submitting a property treaty with thin bordereaux must choose Pollution coverage should be site-specific / Blanket using D&O claims-made notice and prior-acts history after a reserve increase that blows the account's loss ratio.

Hypotheses to test

• Workers'-compensation product manager can defend Pollution coverage should be site-specific from D&O claims-made notice and prior-acts history after a reserve increase that blows the account's loss ratio in a Insurance Underwriting challenge.
• Workers'-compensation product manager cannot defend Pollution coverage should be site-specific from D&O claims-made notice and prior-acts history; Blanket is what the extract actually supports after a reserve increase that blows the account's loss ratio.
• A reserve increase that blows the account's loss ratio never reached the population in D&O claims-made notice and prior-acts history — reopen intake, do not close pollution coverage should be.
• Two facts in D&O claims-made notice and prior-acts history after a reserve increase that blows the account's loss ratio conflict for workers'-compensation product manager; hold this Treaty and Excess file.

Analysis required

• Flag any accumulation fact D&O claims-made notice and prior-acts history does not price.
• Compare treaty versus facultative treatment for the risk pollution coverage should be names.
• Check the submission completeness against a reserve increase that blows the account's loss ratio.
• For this Insurance Underwriting Treaty and Excess file, read D&O claims-made notice and prior-acts history against a reserve increase that blows the account's loss ratio and write the one fact that would move pollution coverage should be for workers'-compensation product manager.

Recommendation

Choose Pollution coverage should be site-specific / Blanket on this Insurance Underwriting / Treaty and Excess packet (D&O claims-made notice and prior-acts history after a reserve increase that blows the account's loss ratio). If D&O claims-made notice and prior-acts history cannot force a Insurance Underwriting label under Treaty and Excess, stop. If D&O claims-made notice and prior-acts history after a reserve increase that blows the account's loss ratio cannot support Pollution coverage should be site-specific versus Blanket on this Insurance Underwriting Treaty and Excess close, workers'-compensation product manager must do not bind, restrict, or decline beyond what the submission actually prices.