Assess whether pollution coverage should be site-specific or blanket (7641bb)

Situation

Pollution coverage should be sits with umbrella referral underwriter because a fleet fatality in the last 90 days hit a staffing firm with deteriorating loss development. Evidence is D&O claims-made notice and prior-acts history; write the Insurance Underwriting Treaty and Excess option that extract can carry.

Decision

Umbrella referral underwriter in a staffing firm with deteriorating loss development must choose Pollution coverage should be site-specific / Blanket using D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days.

Hypotheses to test

• Umbrella referral underwriter can defend Pollution coverage should be site-specific from D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days in a Insurance Underwriting challenge.
• Umbrella referral underwriter cannot defend Pollution coverage should be site-specific from D&O claims-made notice and prior-acts history; Blanket is what the extract actually supports after a fleet fatality in the last 90 days.
• A fleet fatality in the last 90 days never reached the population in D&O claims-made notice and prior-acts history — reopen intake, do not close pollution coverage should be.
• Two facts in D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days conflict for umbrella referral underwriter; hold this Treaty and Excess file.

Analysis required

• Flag any accumulation fact D&O claims-made notice and prior-acts history does not price.
• Compare treaty versus facultative treatment for the risk pollution coverage should be names.
• Check the submission completeness against a fleet fatality in the last 90 days.
• For this Insurance Underwriting Treaty and Excess file, read D&O claims-made notice and prior-acts history against a fleet fatality in the last 90 days and write the one fact that would move pollution coverage should be for umbrella referral underwriter.

Recommendation

Choose Pollution coverage should be site-specific / Blanket on this Insurance Underwriting / Treaty and Excess packet (D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days). The follow-on Treaty and Excess action is what umbrella referral underwriter does next: implement the option, assign an owner, and log the missing fact.