Assess whether audits can reconstruct who authorized what (757d2b)

SITUATION Enterprise AI control-plane owner in a bank running three models on the same credit file has one working extract — multi-model disagreement log on production cases — after an agent that refunded customers above its limit. If multi-model disagreement log on production cases cannot support audits can reconstruct who, the only defensible AI Governance Layer output is hold.

DECISION Enterprise AI control-plane owner in a bank running three models on the same credit file must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using multi-model disagreement log on production cases after an agent that refunded customers above its limit.

HYPOTHESES TO TEST 1. Multi-model disagreement log on production cases reads as Policy or governance breach once an agent that refunded customers above its limit is lined up to the same AI Governance Layer population. 2. Multi-model disagreement log on production cases is closer to Model defect after an agent that refunded customers above its limit; Policy or governance breach would over-claim this Control Plane and Scoring extract. 3. Dual failure is still live in multi-model disagreement log on production cases for enterprise AI control-plane owner in a bank running three models on the same credit file. 4. Multi-model disagreement log on production cases is missing the fact enterprise AI control-plane owner needs after an agent that refunded customers above its limit; stop this AI Governance Layer close.

ANALYSIS REQUIRED 1. Name the override that would let audits can reconstruct who proceed without a silent bypass. 2. Test whether an agent that refunded customers above its limit changed routing, logging, or human-in-the-loop on the live agent path. 3. Score whether the agent action in multi-model disagreement log on production cases was in-policy, out-of-policy, or unlogged. 4. For this AI Governance Layer Control Plane and Scoring file, read multi-model disagreement log on production cases against an agent that refunded customers above its limit and write the one fact that would move audits can reconstruct who for enterprise AI control-plane owner.

RECOMMENDATION Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance Layer / Control Plane and Scoring packet (multi-model disagreement log on production cases after an agent that refunded customers above its limit). Lead with the AI Governance Layer option multi-model disagreement log on production cases can support after an agent that refunded customers above its limit, then the two facts that force it, then the Monday action for enterprise AI control-plane owner in a bank running three models on the same credit file.