Assess whether a special-purpose program is well designed or a pretext

Situation

HMDA data-quality manager owns a special-purpose program is inside a small-business desk using a new vendor score with geographic application and origination heat map as the only packet. A marketing mailer that skipped majority-minority tracts is what changed the clock for this Fair Lending Examination and Notices file.

Decision

HMDA data-quality manager in a small-business desk using a new vendor score must choose A special-purpose program is well designed / A pretext using geographic application and origination heat map after a marketing mailer that skipped majority-minority tracts.

Hypotheses to test

• Geographic application and origination heat map reads as A special-purpose program is well designed once a marketing mailer that skipped majority-minority tracts is lined up to the same Fair Lending population.
• Geographic application and origination heat map is closer to A pretext after a marketing mailer that skipped majority-minority tracts; A special-purpose program is well designed would over-claim this Examination and Notices extract.
• A dual reading is still live in geographic application and origination heat map for HMDA data-quality manager in a small-business desk using a new vendor score.
• Geographic application and origination heat map is missing the fact HMDA data-quality manager needs after a marketing mailer that skipped majority-minority tracts; stop this Fair Lending close.

Analysis required

• Compare geographic application and origination heat map to similarly situated files, second-review notes, and reason codes after a marketing mailer that skipped majority-minority tracts.
• Flag any disparate-impact table HMDA data-quality manager cannot explain from geographic application and origination heat map.
• Test a documented exception versus a pattern a small-business desk using a new vendor score must defend.
• For this Fair Lending Examination and Notices file, read geographic application and origination heat map against a marketing mailer that skipped majority-minority tracts and write the one fact that would move a special-purpose program is for HMDA data-quality manager.

Recommendation

Choose A special-purpose program is well designed / A pretext on this Fair Lending / Examination and Notices packet (geographic application and origination heat map after a marketing mailer that skipped majority-minority tracts). Lead with the Fair Lending option geographic application and origination heat map can support after a marketing mailer that skipped majority-minority tracts, then the two facts that force it, then the Monday action for HMDA data-quality manager in a small-business desk using a new vendor score.