Assess whether a shadow system must be decommissioned this quarter (77b0a2)

Situation

Model-risk officer in an insurer scoring claims with a third-party model has one working extract — incomplete model inventory versus actual deployments — after an examiner request for the current model inventory. If incomplete model inventory versus actual deployments cannot support a shadow system must, the honest AI Governance output is hold.

Decision

Model-risk officer in an insurer scoring claims with a third-party model must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using incomplete model inventory versus actual deployments after an examiner request for the current model inventory.

Hypotheses to test

• An examiner request for the current model inventory is noise around an already-controlled Inventory and Regulatory Fit process in an insurer scoring claims with a third-party model, given incomplete model inventory versus actual deployments.
• An examiner request for the current model inventory is the event in incomplete model inventory versus actual deployments that forces Policy or governance breach for model-risk officer under AI Governance.
• Incomplete model inventory versus actual deployments shows a one-file miss after an examiner request for the current model inventory, not a Inventory and Regulatory Fit program failure.
• Incomplete model inventory versus actual deployments cannot decide a shadow system must yet after an examiner request for the current model inventory; hold is the only AI Governance close an insurer scoring claims with a third-party model can defend.

Analysis required

• Walk the model input/output path recorded in incomplete model inventory versus actual deployments and mark each hop approved, shadow, or unlogged.
• Verify data provenance and the human-oversight gate model-risk officer can actually point to.
• Walk the model input/output path recorded in incomplete model inventory versus actual deployments and mark each hop approved, shadow, or unlogged.
• For this AI Governance Inventory and Regulatory Fit file, read incomplete model inventory versus actual deployments against an examiner request for the current model inventory and write the one fact that would move a shadow system must for model-risk officer.

Recommendation

Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance / Inventory and Regulatory Fit packet (incomplete model inventory versus actual deployments after an examiner request for the current model inventory). The follow-on Inventory and Regulatory Fit action is what model-risk officer does next: implement the option, assign an owner, and log the missing fact.

Command returns

• Bottom-line AI Governance option on a shadow system must, then the evidence in incomplete model inventory versus actual deployments, then the action for model-risk officer
• Hypothesis scorecard against incomplete model inventory versus actual deployments: supported / rejected / untestable
• Inventory and Regulatory Fit finding in incomplete model inventory versus actual deployments that a second reviewer can re-perform
• Missing page in incomplete model inventory versus actual deployments after an examiner request for the current model inventory, if any