Assess whether pollution coverage should be site-specific or blanket (5a5330)

SITUATION Fleet MVRs and telematics exception list arrived with a fleet fatality in the last 90 days for treaty pricing actuary. That is a Insurance Underwriting Core Commercial Lines decision on pollution coverage should be in a fleet with a new ELD vendor and rising frequency.

DECISION Treaty pricing actuary in a fleet with a new ELD vendor and rising frequency must choose Pollution coverage should be site-specific / Blanket using fleet MVRs and telematics exception list after a fleet fatality in the last 90 days.

HYPOTHESES TO TEST 1. Fleet MVRs and telematics exception list reads as Pollution coverage should be site-specific once a fleet fatality in the last 90 days is lined up to the same Insurance Underwriting population. 2. Fleet MVRs and telematics exception list is closer to Blanket after a fleet fatality in the last 90 days; Pollution coverage should be site-specific would over-claim this Core Commercial Lines extract. 3. A dual reading is still live in fleet MVRs and telematics exception list for treaty pricing actuary in a fleet with a new ELD vendor and rising frequency. 4. Fleet MVRs and telematics exception list is missing the fact treaty pricing actuary needs after a fleet fatality in the last 90 days; stop this Insurance Underwriting close.

ANALYSIS REQUIRED 1. Test exposure, limits, and endorsement language in fleet MVRs and telematics exception list after a fleet fatality in the last 90 days. 2. Flag any accumulation fact fleet MVRs and telematics exception list does not price. 3. Compare treaty versus facultative treatment for the risk pollution coverage should be names. 4. For this Insurance Underwriting Core Commercial Lines file, read fleet MVRs and telematics exception list against a fleet fatality in the last 90 days and write the one fact that would move pollution coverage should be for treaty pricing actuary.

RECOMMENDATION Choose Pollution coverage should be site-specific / Blanket on this Insurance Underwriting / Core Commercial Lines packet (fleet MVRs and telematics exception list after a fleet fatality in the last 90 days). The follow-on Core Commercial Lines action is what treaty pricing actuary does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line Insurance Underwriting option on pollution coverage should be, then the evidence in fleet MVRs and telematics exception list, then the action for treaty pricing actuary - Hypothesis scorecard against fleet MVRs and telematics exception list: supported / rejected / untestable - Core Commercial Lines finding in fleet MVRs and telematics exception list that a second reviewer can re-perform - Missing page in fleet MVRs and telematics exception list after a fleet fatality in the last 90 days, if any