Assess whether linked accounts should be treated as one case (360d4b)

Situation

Linked accounts should be sits with bank BSA/AML case manager because an email that matches a known BEC lure almost exactly hit a P&C carrier's auto-body network. Evidence is BEC wire instruction-change email thread; write the Fraud Detection Claims and Benefits Fraud option that extract can carry.

Decision

Bank BSA/AML case manager in a P&C carrier's auto-body network must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using BEC wire instruction-change email thread after an email that matches a known BEC lure almost exactly.

Hypotheses to test

• Bank BSA/AML case manager can defend Remove access or reverse the item from BEC wire instruction-change email thread after an email that matches a known BEC lure almost exactly in a Fraud Detection challenge.
• Bank BSA/AML case manager cannot defend Remove access or reverse the item from BEC wire instruction-change email thread; Temporary compensating control is what the extract actually supports after an email that matches a known BEC lure almost exactly.
• An email that matches a known BEC lure almost exactly never reached the population in BEC wire instruction-change email thread — reopen intake, do not close linked accounts should be.
• Two facts in BEC wire instruction-change email thread after an email that matches a known BEC lure almost exactly conflict for bank BSA/AML case manager; hold this Claims and Benefits Fraud file.

Analysis required

• Map typology and hold authority bank BSA/AML case manager actually has in a P&C carrier's auto-body network.
• Trace funds, counterparties, and reversals in BEC wire instruction-change email thread through the window opened by an email that matches a known BEC lure almost exactly.
• Quantify loss if the hold is released before BEC wire instruction-change email thread is complete.
• For this Fraud Detection Claims and Benefits Fraud file, read BEC wire instruction-change email thread against an email that matches a known BEC lure almost exactly and write the one fact that would move linked accounts should be for bank BSA/AML case manager.

Recommendation

Choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold on this Fraud Detection / Claims and Benefits Fraud packet (BEC wire instruction-change email thread after an email that matches a known BEC lure almost exactly). The follow-on Claims and Benefits Fraud action is what bank BSA/AML case manager does next: implement the option, assign an owner, and log the missing fact.