Assess whether the model score is a false positive from a life event (14e75d)

Situation

Claims special-investigation lead in a regional bank's card portfolio has one working extract — account-takeover device-fingerprint graph — after a check deposited in two banks the same afternoon. Claims special-investigation lead in a regional bank's card portfolio has account-takeover device-fingerprint graph after a check deposited in two banks the same afternoon. If that extract cannot support the model score is, the honest Fraud Detection Claims and Benefits Fraud output is hold.

Decision

Claims special-investigation lead in a regional bank's card portfolio must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using account-takeover device-fingerprint graph after a check deposited in two banks the same afternoon.

Hypotheses to test

• Account-takeover device-fingerprint graph reads as Remove access or reverse the item once a check deposited in two banks the same afternoon is lined up to the same Fraud Detection population.
• Account-takeover device-fingerprint graph is closer to Temporary compensating control after a check deposited in two banks the same afternoon; Remove access or reverse the item would over-claim this Claims and Benefits Fraud extract.
• Approve a documented exception is still live in account-takeover device-fingerprint graph for claims special-investigation lead in a regional bank's card portfolio.
• Account-takeover device-fingerprint graph is missing the fact claims special-investigation lead needs after a check deposited in two banks the same afternoon; stop this Fraud Detection close.

Analysis required

• Map typology and hold authority claims special-investigation lead actually has in a regional bank's card portfolio.
• Trace funds, counterparties, and reversals in account-takeover device-fingerprint graph through the window opened by a check deposited in two banks the same afternoon.
• Quantify loss if the hold is released before account-takeover device-fingerprint graph is complete.
• For this Fraud Detection Claims and Benefits Fraud file, read account-takeover device-fingerprint graph against a check deposited in two banks the same afternoon and write the one fact that would move the model score is for claims special-investigation lead.

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