Assess whether to freeze, monitor, or close the account (7f0e7b)

SITUATION In an ACH originating credit union, account-takeover device-fingerprint graph is the evidence after a new device from a different metro on a 2am login. Card-issuing fraud analyst has to pick To freeze, monitor, or Close the account for this Fraud Detection Credit and Identity Fraud close using account-takeover device-fingerprint graph.

DECISION Card-issuing fraud analyst in an ACH originating credit union must choose To freeze, monitor, / Close the account using account-takeover device-fingerprint graph after a new device from a different metro on a 2am login.

HYPOTHESES TO TEST 1. Account-takeover device-fingerprint graph reads as To freeze, monitor, once a new device from a different metro on a 2am login is lined up to the same Fraud Detection population. 2. Account-takeover device-fingerprint graph is closer to Close the account after a new device from a different metro on a 2am login; To freeze, monitor, would over-claim this Credit and Identity Fraud extract. 3. A dual reading is still live in account-takeover device-fingerprint graph for card-issuing fraud analyst in an ACH originating credit union. 4. Account-takeover device-fingerprint graph is missing the fact card-issuing fraud analyst needs after a new device from a different metro on a 2am login; stop this Fraud Detection close.

ANALYSIS REQUIRED 1. Check mule or round-trip markers in account-takeover device-fingerprint graph. 2. Map typology and hold authority card-issuing fraud analyst actually has in an ACH originating credit union. 3. Trace funds, counterparties, and reversals in account-takeover device-fingerprint graph through the window opened by a new device from a different metro on a 2am login. 4. For this Fraud Detection Credit and Identity Fraud file, read account-takeover device-fingerprint graph against a new device from a different metro on a 2am login and write the one fact that would move to freeze, monitor, or for card-issuing fraud analyst.

RECOMMENDATION Choose To freeze, monitor, / Close the account on this Fraud Detection / Credit and Identity Fraud packet (account-takeover device-fingerprint graph after a new device from a different metro on a 2am login). The follow-on Credit and Identity Fraud action is what card-issuing fraud analyst does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line Fraud Detection option on to freeze, monitor, or, then the evidence in account-takeover device-fingerprint graph, then the action for card-issuing fraud analyst - Hypothesis scorecard against account-takeover device-fingerprint graph: supported / rejected / untestable - Owner and next date for card-issuing fraud analyst in an ACH originating credit union - What changes to freeze, monitor, or if a new device from a different metro on a 2am login is later withdrawn