Assess whether to quote, refer, or decline (dac6c6)

SITUATION D&O claims-made notice and prior-acts history arrived with a fleet fatality in the last 90 days for D&O specialist. That is a Insurance Underwriting Specialty Liability decision on to quote, refer, or decline in a cedent submitting a property treaty with thin bordereaux.

DECISION D&O specialist in a cedent submitting a property treaty with thin bordereaux must choose To quote, refer, / Decline using D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days.

HYPOTHESES TO TEST 1. A fleet fatality in the last 90 days is noise around an already-controlled Specialty Liability process in a cedent submitting a property treaty with thin bordereaux, given D&O claims-made notice and prior-acts history. 2. A fleet fatality in the last 90 days is the event in D&O claims-made notice and prior-acts history that forces To quote, refer, for D&O specialist under Insurance Underwriting. 3. D&O claims-made notice and prior-acts history shows a one-file miss after a fleet fatality in the last 90 days, not a Specialty Liability program failure. 4. D&O claims-made notice and prior-acts history cannot decide to quote, refer, or decline yet after a fleet fatality in the last 90 days; hold is the only Insurance Underwriting close a cedent submitting a property treaty with thin bordereaux can defend.

ANALYSIS REQUIRED 1. Compare treaty versus facultative treatment for the risk to quote, refer, or decline names. 2. Check the submission completeness against a fleet fatality in the last 90 days. 3. Say whether a cedent submitting a property treaty with thin bordereaux can bind, restrict, or decline from the file as it stands. 4. For this Insurance Underwriting Specialty Liability file, read D&O claims-made notice and prior-acts history against a fleet fatality in the last 90 days and write the one fact that would move to quote, refer, or decline for D&O specialist.

RECOMMENDATION Choose To quote, refer, / Decline on this Insurance Underwriting / Specialty Liability packet (D&O claims-made notice and prior-acts history after a fleet fatality in the last 90 days). Lead with the Insurance Underwriting option D&O claims-made notice and prior-acts history can support after a fleet fatality in the last 90 days, then the two facts that force it, then the Monday action for D&O specialist in a cedent submitting a property treaty with thin bordereaux.

COMMAND RETURNS - Bottom-line Insurance Underwriting option on to quote, refer, or decline, then the evidence in D&O claims-made notice and prior-acts history, then the action for D&O specialist - Hypothesis scorecard against D&O claims-made notice and prior-acts history: supported / rejected / untestable - Regulatory or exam hook Specialty Liability would cite - Specialty Liability finding in D&O claims-made notice and prior-acts history that a second reviewer can re-perform