Assess whether to refer to law enforcement or keep civil (5170f0)

SITUATION The working file is check-kiting multi-bank float map after a check deposited in two banks the same afternoon. Card-issuing fraud analyst in a mortgage correspondent channel has to name To refer to law enforcement or Keep civil for this Fraud Detection Mortgage Fraud file.

DECISION Card-issuing fraud analyst in a mortgage correspondent channel must choose To refer to law enforcement / Keep civil using check-kiting multi-bank float map after a check deposited in two banks the same afternoon.

HYPOTHESES TO TEST 1. Card-issuing fraud analyst can defend To refer to law enforcement from check-kiting multi-bank float map after a check deposited in two banks the same afternoon in a Fraud Detection challenge. 2. Card-issuing fraud analyst cannot defend To refer to law enforcement from check-kiting multi-bank float map; Keep civil is what the extract actually supports after a check deposited in two banks the same afternoon. 3. A check deposited in two banks the same afternoon never reached the population in check-kiting multi-bank float map — reopen intake, do not close to refer to law. 4. Two facts in check-kiting multi-bank float map after a check deposited in two banks the same afternoon conflict for card-issuing fraud analyst; hold this Mortgage Fraud file.

ANALYSIS REQUIRED 1. Check mule or round-trip markers in check-kiting multi-bank float map. 2. Map typology and hold authority card-issuing fraud analyst actually has in a mortgage correspondent channel. 3. Trace funds, counterparties, and reversals in check-kiting multi-bank float map through the window opened by a check deposited in two banks the same afternoon. 4. For this Fraud Detection Mortgage Fraud file, read check-kiting multi-bank float map against a check deposited in two banks the same afternoon and write the one fact that would move to refer to law for card-issuing fraud analyst.

RECOMMENDATION Choose To refer to law enforcement / Keep civil on this Fraud Detection / Mortgage Fraud packet (check-kiting multi-bank float map after a check deposited in two banks the same afternoon). If check-kiting multi-bank float map cannot force a Fraud Detection label under Mortgage Fraud, stop. Do not invent missing evidence a mortgage correspondent channel does not have.

COMMAND RETURNS - Bottom-line Fraud Detection option on to refer to law, then the evidence in check-kiting multi-bank float map, then the action for card-issuing fraud analyst - Hypothesis scorecard against check-kiting multi-bank float map: supported / rejected / untestable - What changes to refer to law if a check deposited in two banks the same afternoon is later withdrawn - Named option among To refer to law enforcement, Keep civil and the fact that kills the others