Assess whether the vendor can be used in a regulated process after a denied

Situation

EU AI Act high-risk classification worksheet arrived with a denied applicant requesting the principal reasons for chief AI officer. That is a AI Governance Inventory and Regulatory Fit decision on the vendor can be in a bank preparing for a model-risk exam.

Decision

Chief AI officer in a bank preparing for a model-risk exam must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using EU AI Act high-risk classification worksheet after a denied applicant requesting the principal reasons.

Hypotheses to test

• The population in EU AI Act high-risk classification worksheet is the one a denied applicant requesting the principal reasons named, so Policy or governance breach follows for this Inventory and Regulatory Fit file.
• The population in EU AI Act high-risk classification worksheet is adjacent only to a denied applicant requesting the principal reasons; Model defect is the honest AI Governance call.
• A bank preparing for a model-risk exam already contained a denied applicant requesting the principal reasons before EU AI Act high-risk classification worksheet arrived; no new Inventory and Regulatory Fit path.
• Provenance on EU AI Act high-risk classification worksheet after a denied applicant requesting the principal reasons is broken; do not pick Policy or governance breach or Model defect yet.

Analysis required

• Verify data provenance and the human-oversight gate chief AI officer can actually point to.
• Walk the model input/output path recorded in EU AI Act high-risk classification worksheet and mark each hop approved, shadow, or unlogged.
• Verify data provenance and the human-oversight gate chief AI officer can actually point to.
• For this AI Governance Inventory and Regulatory Fit file, read EU AI Act high-risk classification worksheet against a denied applicant requesting the principal reasons and write the one fact that would move the vendor can be for chief AI officer.

Recommendation

Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance / Inventory and Regulatory Fit packet (EU AI Act high-risk classification worksheet after a denied applicant requesting the principal reasons). If EU AI Act high-risk classification worksheet cannot force a AI Governance label under Inventory and Regulatory Fit, stop. Do not invent pages a bank preparing for a model-risk exam does not have.