Assess whether pollution coverage should be site-specific or blanket (1023be)

Situation

Specialty Liability work in a middle-market account hitting umbrella attachment now turns on pollution coverage should be because a COPE refresh showing masonry claimed as fire-resistive put D&O claims-made notice and prior-acts history in play. Specialty Liability work in a middle-market account hitting umbrella attachment now turns on pollution coverage should be because a COPE refresh showing masonry claimed as fire-resistive put D&O claims-made notice and prior-acts history in play; commercial property underwriter should say what D&O claims-made notice and prior-acts history proves for Insurance Underwriting.

Decision

Commercial property underwriter in a middle-market account hitting umbrella attachment must choose Pollution coverage should be site-specific / Blanket using D&O claims-made notice and prior-acts history after a COPE refresh showing masonry claimed as fire-resistive.

Hypotheses to test

• The population in D&O claims-made notice and prior-acts history is the one a COPE refresh showing masonry claimed as fire-resistive named, so Pollution coverage should be site-specific follows for this Specialty Liability file.
• The population in D&O claims-made notice and prior-acts history is adjacent only to a COPE refresh showing masonry claimed as fire-resistive; Blanket is the honest Insurance Underwriting call.
• A middle-market account hitting umbrella attachment already contained a COPE refresh showing masonry claimed as fire-resistive before D&O claims-made notice and prior-acts history arrived; no new Specialty Liability path.
• Provenance on D&O claims-made notice and prior-acts history after a COPE refresh showing masonry claimed as fire-resistive is broken; do not pick Pollution coverage should be site-specific or Blanket yet.

Analysis required

• Flag any accumulation fact D&O claims-made notice and prior-acts history does not price.
• Compare treaty versus facultative treatment for the risk pollution coverage should be names.
• Check the submission completeness against a COPE refresh showing masonry claimed as fire-resistive.
• For this Insurance Underwriting Specialty Liability file, read D&O claims-made notice and prior-acts history against a COPE refresh showing masonry claimed as fire-resistive and write the one fact that would move pollution coverage should be for commercial property underwriter.