Assess whether agents must have a human gate for external actions (a6e4f9)

SITUATION After a scorecard that rated 100% of outputs 'acceptable', enterprise AI risk register with missing owners is what enterprise AI control-plane owner can touch in a bank running three models on the same credit file. AI Governance Layer will live with Policy or governance breach versus Model defect on this Control Plane and Scoring file.

DECISION Enterprise AI control-plane owner in a bank running three models on the same credit file must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using enterprise AI risk register with missing owners after a scorecard that rated 100% of outputs 'acceptable'.

HYPOTHESES TO TEST 1. The population in enterprise AI risk register with missing owners is the one a scorecard that rated 100% of outputs 'acceptable' named, so Policy or governance breach follows for this Control Plane and Scoring file. 2. The population in enterprise AI risk register with missing owners is adjacent only to a scorecard that rated 100% of outputs 'acceptable'; Model defect is the honest AI Governance Layer call. 3. A bank running three models on the same credit file already contained a scorecard that rated 100% of outputs 'acceptable' before enterprise AI risk register with missing owners arrived; no new Control Plane and Scoring path. 4. Provenance on enterprise AI risk register with missing owners after a scorecard that rated 100% of outputs 'acceptable' is broken; do not pick Policy or governance breach or Model defect yet.

ANALYSIS REQUIRED 1. Score whether the agent action in enterprise AI risk register with missing owners was in-policy, out-of-policy, or unlogged. 2. Confirm the inventory line still matches the running configuration in a bank running three models on the same credit file. 3. Map the control-plane score in enterprise AI risk register with missing owners to the policy gate enterprise AI control-plane owner can enforce. 4. For this AI Governance Layer Control Plane and Scoring file, read enterprise AI risk register with missing owners against a scorecard that rated 100% of outputs 'acceptable' and write the one fact that would move agents must have a human gate for enterprise AI control-plane owner.

RECOMMENDATION Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance Layer / Control Plane and Scoring packet (enterprise AI risk register with missing owners after a scorecard that rated 100% of outputs 'acceptable'). The follow-on Control Plane and Scoring action is what enterprise AI control-plane owner does next: implement the option, assign an owner, and log the missing fact.

COMMAND RETURNS - Bottom-line AI Governance Layer option on agents must have a human gate, then the evidence in enterprise AI risk register with missing owners, then the action for enterprise AI control-plane owner - Hypothesis scorecard against enterprise AI risk register with missing owners: supported / rejected / untestable - What changes agents must have a human gate if a scorecard that rated 100% of outputs 'acceptable' is later withdrawn - Named option among Policy or governance breach, Model defect, Dual failure and the fact that kills the others