Assess whether a SAR narrative is supportable today (bbfe95)

Situation

After a customer calling to reverse a 'authorized' card charge, check-kiting multi-bank float map is what wire-desk escalation officer can touch in a Medicare Advantage claims shop. Fraud Detection will live with Remove access or reverse the item versus Temporary compensating control on this Mortgage Fraud file.

Decision

Wire-desk escalation officer in a Medicare Advantage claims shop must choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold using check-kiting multi-bank float map after a customer calling to reverse a 'authorized' card charge.

Hypotheses to test

• Check-kiting multi-bank float map reads as Remove access or reverse the item once a customer calling to reverse a 'authorized' card charge is lined up to the same Fraud Detection population.
• Check-kiting multi-bank float map is closer to Temporary compensating control after a customer calling to reverse a 'authorized' card charge; Remove access or reverse the item would over-claim this Mortgage Fraud extract.
• Approve a documented exception is still live in check-kiting multi-bank float map for wire-desk escalation officer in a Medicare Advantage claims shop.
• Check-kiting multi-bank float map is missing the fact wire-desk escalation officer needs after a customer calling to reverse a 'authorized' card charge; stop this Fraud Detection close.

Analysis required

• Trace funds, counterparties, and reversals in check-kiting multi-bank float map through the window opened by a customer calling to reverse a 'authorized' card charge.
• Quantify loss if the hold is released before check-kiting multi-bank float map is complete.
• Test a one-off dispute against the first edge of a scheme around a SAR narrative is.
• For this Fraud Detection Mortgage Fraud file, read check-kiting multi-bank float map against a customer calling to reverse a 'authorized' card charge and write the one fact that would move a SAR narrative is for wire-desk escalation officer.

Recommendation

Choose Remove access or reverse the item / Temporary compensating control / Approve a documented exception / Hold on this Fraud Detection / Mortgage Fraud packet (check-kiting multi-bank float map after a customer calling to reverse a 'authorized' card charge). Lead with the Fraud Detection option check-kiting multi-bank float map can support after a customer calling to reverse a 'authorized' card charge, then the two facts that force it, then the Monday action for wire-desk escalation officer in a Medicare Advantage claims shop.