Assess whether to refer to law enforcement or keep civil (bae756)

SITUATION After a mortgage occupancy affidavit contradicting utility records, BEC wire instruction-change email thread is what bank BSA/AML case manager can touch in a regional bank's card portfolio. Fraud Detection will live with To refer to law enforcement versus Keep civil on this Mortgage Fraud file.

DECISION Bank BSA/AML case manager in a regional bank's card portfolio must choose To refer to law enforcement / Keep civil using BEC wire instruction-change email thread after a mortgage occupancy affidavit contradicting utility records.

HYPOTHESES TO TEST 1. Authorize To refer to law enforcement now; BEC wire instruction-change email thread already has the discriminator after a mortgage occupancy affidavit contradicting utility records. 2. Keep Keep civil in force until BEC wire instruction-change email thread is completed after a mortgage occupancy affidavit contradicting utility records for bank BSA/AML case manager. 3. Treat BEC wire instruction-change email thread as To refer to law enforcement because both readings appear after a mortgage occupancy affidavit contradicting utility records. 4. Refuse a Fraud Detection close: bank BSA/AML case manager does not have the decision to refer to law turns on in BEC wire instruction-change email thread.

ANALYSIS REQUIRED 1. Quantify loss if the hold is released before BEC wire instruction-change email thread is complete. 2. Test a one-off dispute against the first edge of a scheme around to refer to law. 3. Check mule or round-trip markers in BEC wire instruction-change email thread. 4. For this Fraud Detection Mortgage Fraud file, read BEC wire instruction-change email thread against a mortgage occupancy affidavit contradicting utility records and write the one fact that would move to refer to law for bank BSA/AML case manager.

RECOMMENDATION Choose To refer to law enforcement / Keep civil on this Fraud Detection / Mortgage Fraud packet (BEC wire instruction-change email thread after a mortgage occupancy affidavit contradicting utility records). Lead with the Fraud Detection option BEC wire instruction-change email thread can support after a mortgage occupancy affidavit contradicting utility records, then the two facts that force it, then the Monday action for bank BSA/AML case manager in a regional bank's card portfolio.

COMMAND RETURNS - Bottom-line Fraud Detection option on to refer to law, then the evidence in BEC wire instruction-change email thread, then the action for bank BSA/AML case manager - Hypothesis scorecard against BEC wire instruction-change email thread: supported / rejected / untestable - Owner and next date for bank BSA/AML case manager in a regional bank's card portfolio - What changes to refer to law if a mortgage occupancy affidavit contradicting utility records is later withdrawn