Assess whether the system is high-risk under the EU AI Act (820440)
August 31, 2026
SITUATION Chief AI officer in a city using a hiring-screen algorithm has one working extract — explainability pack for a denied-credit decision — after a new use case bolted onto a model approved for a narrower purpose. If explainability pack for a denied-credit decision cannot support the system is high-risk, the only defensible AI Governance output is hold.
DECISION Chief AI officer in a city using a hiring-screen algorithm must choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact using explainability pack for a denied-credit decision after a new use case bolted onto a model approved for a narrower purpose.
HYPOTHESES TO TEST 1. Explainability pack for a denied-credit decision reads as Policy or governance breach once a new use case bolted onto a model approved for a narrower purpose is lined up to the same AI Governance population. 2. Explainability pack for a denied-credit decision is closer to Model defect after a new use case bolted onto a model approved for a narrower purpose; Policy or governance breach would over-claim this Policy and Oversight extract. 3. Dual failure is still live in explainability pack for a denied-credit decision for chief AI officer in a city using a hiring-screen algorithm. 4. Explainability pack for a denied-credit decision is missing the fact chief AI officer needs after a new use case bolted onto a model approved for a narrower purpose; stop this AI Governance close.
ANALYSIS REQUIRED 1. Check intended purpose and inventory status against EU AI Act / exam-readiness language after a new use case bolted onto a model approved for a narrower purpose. 2. Map the approved-use case to the system the system is high-risk would bind. 3. Check intended purpose and inventory status against EU AI Act / exam-readiness language after a new use case bolted onto a model approved for a narrower purpose. 4. For this AI Governance Policy and Oversight file, read explainability pack for a denied-credit decision against a new use case bolted onto a model approved for a narrower purpose and write the one fact that would move the system is high-risk for chief AI officer.
RECOMMENDATION Choose Policy or governance breach / Model defect / Dual failure / Hold for the missing fact on this AI Governance / Policy and Oversight packet (explainability pack for a denied-credit decision after a new use case bolted onto a model approved for a narrower purpose). Lead with the AI Governance option explainability pack for a denied-credit decision can support after a new use case bolted onto a model approved for a narrower purpose, then the two facts that force it, then the Monday action for chief AI officer in a city using a hiring-screen algorithm.
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